Investments
We offer a wide range of products and services to help our clients achieve their unique financial goals. Through a financial advisor, clients can utilize mutual funds, stocks, 529 plans, variable insurance products, asset management programs, unit investment trusts, individual securities, retirement plans, and an array of fixed income securities to meet their financial objectives.
Our registered representatives can connect you to a full spectrum of investment products, backed by outstanding service. First, we listen to you to best determine your specific financial needs and investment priorities, whether you’re looking for:
• Portfolio growth
• Cash accumulation
• College funding
• Help maintaining a stable income
• Asset allocation or diversification
• Protection of principal
• Retirement planning
Next, we get to know you, your risk tolerance, and the types and the frequency of service you want. We know investments, but we also take the time to know you. Only by really knowing you can we proceed to recommend or identify products, services and opportunities that match your goals and your investment personality. Of course, relationships like these don’t spring up overnight; that’s why we’re in this business–and with you–for the long term.
Mutual Funds
Mutual funds are popular investment vehicles because they offer portfolio diversification, professional management, liquidity and convenience.
A mutual fund is a professionally managed investment that sells shares to investors and takes the capital it raises and purchases stocks, bonds, money market securities or other securities. Any earnings the fund realizes on its investment portfolio, less the expenses of managing the fund, are paid out to the fund’s shareholders.
Managed Accounts
A wrap account is a professionally managed investment plan in which all expenses, including brokerage commissions, management fees and administrative costs, are “wrapped” into a single annual charge. This charge usually amounts to a percentage of the value of assets in the investor’s account.
Wrap accounts combine the services of a professional portfolio manager and brokerage firm. Based on the investor’s goals, risk tolerance and time horizon, the portfolio manager chooses a personalized portfolio. This portfolio could include stocks, bonds, mutual funds and other investments. The brokerage firm handles the trading and the account record keeping.
*** Any information from this site or our representatives should not be considered tax advice. Consult with your tax advisor regarding your own tax situation.
***All Property and Casualty lines are run through Basin Insurance Associates.